Guides

One page per payslip worry.

Short, specific answers to the questions people type into search engines at the end of the month. Each one ends in the decoder.

Luxembourg

No tax card in Luxembourg: why 33% is withheld

Started a job in Luxembourg and a third of your salary disappeared? Without a tax card the employer must withhold 33%. How to fix it and get the money back.

Luxembourg

Your first Luxembourg payslip, explained line by line

Salaire brut, assurance pension 8.5%, assurance dépendance, retenue d'impôt, CIS, chèques-repas: what each line on a Luxembourg fiche de salaire means and what to check.

Luxembourg

13th month and bonuses: how they are taxed

Why a 4,000 EUR 13th month arrives as 2,400 EUR: extraordinary income, social contributions and the Luxembourg monthly scale, with what to check.

Luxembourg

Index tranche: did your salary really go up 2.5%?

Luxembourg salaries are indexed to the cost of living. What the index number on your payslip means, when a tranche triggers, and how to check the employer applied it.

Luxembourg

Cross-border telework: the 34-day rule

French, Belgian and German residents working in Luxembourg can telework 34 days a year before part of their salary is taxed at home. What counts, what happens beyond, and the social security 25% rule.

All countries

Why did my net pay drop this month?

The six usual reasons a net salary falls without a pay cut: tax class or tax card changes, new year, bonus phase-out, benefits in kind, fewer days, new deductions. How to find yours in minutes.

Luxembourg

Tax class 1, 1a or 2: which one applies to you

Luxembourg tax classes explained: who gets 1, 1a or 2, why married cross-border workers start in class 1, what assimilation changes, and how much it is worth.

Luxembourg

Chèques-repas: what you pay and what you get

Luxembourg meal vouchers: the 15 EUR limit, the 2.80 EUR employee share, how many you should receive, and the two mistakes that cost money every month.

All countries

Year-end statements: which document is which, and what to do with it

Certificat de rémunération, Lohnsteuerbescheinigung, fiche 281.10, P60, attestation fiscale: what each year-end certificate contains and where its boxes go in your tax return.